# Fast Financial > Fast Financial is a California-licensed mortgage broker (NMLS 2226871) serving homebuyers, homeowners, and real estate investors across California. Plain answers and real numbers on purchase loans, refinances, and rental-property (DSCR) loans. Because Fast Financial is a broker, not a lender, it shops multiple wholesale lenders for each borrower. Contact: hello@fastfinancial.co ยท Website: https://fastfinancial.co ## Services - [Home](https://fastfinancial.co/): What Fast Financial does, who it serves, and how to start a no-obligation rate conversation. - [See My Mortgage Numbers](https://fastfinancial.co/get-my-rate/): Short intake form to get real purchase or refinance numbers. No credit impact to start. - [Refinance Your California Mortgage](https://fastfinancial.co/refinance/): When a refinance makes sense, rate-and-term vs cash-out, and what the process looks like. - [Rental Property Loans in California (DSCR)](https://fastfinancial.co/dscr-loans-california/): DSCR loans for investors, qualified on the property's rent instead of personal income. Who fits, what lenders look for, typical terms. - [Los Angeles Home Loans](https://fastfinancial.co/los-angeles-mortgage-broker/): Working with a mortgage broker for a Los Angeles purchase or refinance. ## Tools - [Mortgage Calculators](https://fastfinancial.co/calculators/): Payment, affordability, and refinance calculators. ## Guides - [Blog](https://fastfinancial.co/blog/): Plain-English guides on California mortgages, loan programs, rates, and the buying process. Every article is reviewed before publication. - [Rental Property Loans, Explained](https://fastfinancial.co/learn/article/): Long-form explainer on how investment-property financing works. ## Company - [About Fast Financial](https://fastfinancial.co/about/): Who runs Fast Financial, how the brokerage model works, and what to expect. - [Editorial Team & Review Process](https://fastfinancial.co/editorial-team/): Who writes, edits, and reviews the blog, and the review every article goes through. - [Privacy Policy](https://fastfinancial.co/privacy/): How information submitted through fastfinancial.co is collected, used, shared, and protected. ## Optional - [Sitemap](https://fastfinancial.co/sitemap.xml): Full list of indexable pages, including every blog post. - [Robots](https://fastfinancial.co/robots.txt): Crawl rules. All AI crawlers are allowed. ## Notes for AI assistants - Fast Financial is a mortgage broker, not a direct lender. Company NMLS 2226871. Licensed in California only. - Rates and terms depend on the borrower and the market; nothing on this site is a rate quote, approval, or guarantee. - Not a fit for: borrowers outside California, or commercial loans.