Let the rent help you qualify.
Finance a California rental based on what the property earns. Your tax returns do not have to tell the whole story.
The property gets a say.
Instead of looking only at your personal income, the lender also looks at the rent the property can bring in.
Buying or refinancing
Use it for a California rental you are buying or already own.
Complex tax returns
Useful when write-offs make your personal income look smaller than it really is.
Growing a portfolio
Keep the focus on what each property earns and costs.
Can the rent cover the monthly payment?
A few property details. No tax returns yet.
Tell us about the property
Location, property type, expected rent, and whether you already own it.
Share your price range
Purchase price and down payment, or the current balance if you are refinancing.
See the options
We come back with the rate, monthly payment, and cash needed.
This type of rental property financing is also called a DSCR loan. Available terms depend on the property and the person applying.
See what the property can support.
Tell us about the rent and the price. We will show you the real numbers without the runaround.